Gary has been providing advice to clients on their mortgage needs for over 10 years. He has extensive experience in providing advice and recommendation on all types of mortgage including high net worth purchases, new build purchases, self-employed, contractor and adverse credit. Clients working with Gary can expect a straight-forward honest and highly personalised service.
A let-to-buy mortgage can be complicated as it involves refinancing your existing property based on the potential rental yield, whilst simultaneously finding a new residential mortgage to fund the onward purchase of a new property.
Add to this the fact that buy-to-let mortgages are generally interest only, with rates usually being higher than on residential deals, together with the challenges of becoming a landlord and you will realise the importance of getting the correct advice and assistance.
Free Introductory Meeting
We offer fee free mortgage advice. We do not charge our customers for any mortgage advice we are purely paid by the lender on completion.
Enable you to use equity you have built up in your home to enable you to move to a new one, while also keeping the existing home as a long-term investment
Enable you to purchase a new property while unable to sell the current one in the timeframe required
Enable you to purchase a new property while struggling to sell your current property due to market conditions
Enable you to purchase a property with a partner while maintaining ownership of your current home
There are merits to using the same lender for both parts but there are also potential benefits to using more than one lender and advice should be sought.
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We take away the stress and uncertainty of applying directly with a lender who may not have the most suitable deal for you.
We offer a range of fee options, including hourly, percentage and fixed fees. Our fee is usually agreed after the initial discovery meeting and prior to any work being undertaken.
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What our clients say
Brenda and Paul
"We feel positive about our future and feel our finances are in safe hands"
Louise
"Verve are genuinely passionate about your financial future, whether you're 19 or 90"
Juliette
"I really love working with Michelle, she went above and beyond to help me get my ideal mortgage"
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