Let-To-Buy Mortgages
- We are a fee free mortgage brokerage. We do not charge our customers for any advice we are purely paid by the lender on completion.
- We work with dozens of lenders including the high street banks and can compare their deals for you, always with your best interest at heart.
- We take away the stress and uncertainty of applying directly with a lender who may not have the most suitable deal for you.
Home / Mortgages / Advanced Mortgage / Let-To-Buy Mortgages
Speak to an expert
Gary has been providing advice to clients on their mortgage needs for over 10 years. He has extensive experience in providing advice and recommendation on all types of mortgage including high net worth purchases, new build purchases, self-employed, contractor and adverse credit. Clients working with Gary can expect a straight-forward honest and highly personalised service.
Gary Boakes
Director and Mortgage advisor
Body
A let-to-buy mortgage can be complicated as it involves refinancing your existing property based on the potential rental yield, whilst simultaneously finding a new residential mortgage to fund the onward purchase of a new property.
Add to this the fact that buy-to-let mortgages are generally interest only, with rates usually being higher than on residential deals, together with the challenges of becoming a landlord and you will realise the importance of getting the correct advice and assistance.
Free Introductory Meeting
We offer fee free mortgage advice. We do not charge our customers for any mortgage advice we are purely paid by the lender on completion.
The benefits of a Let to Buy Mortgage
- Enable you to use equity you have built up in your home to enable you to move to a new one, while also keeping the existing home as a long-term investment
- Enable you to purchase a new property while unable to sell the current one in the timeframe required
- Enable you to purchase a new property while struggling to sell your current property due to market conditions
- Enable you to purchase a property with a partner while maintaining ownership of your current home
There are merits to using the same lender for both parts but there are also potential benefits to using more than one lender and advice should be sought.
Get in touch
We take away the stress and uncertainty of applying directly with a lender who may not have the most suitable deal for you.
Warning Text
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Every episode is a gateway to new knowledge and endless inspiration!
Related podcasts
-
What is Inheritance Tax Planning?
All about inheritance tax planning with Michelle Boakes.
LISTEN NOW -
-
Overpay on a Mortgage or Pay Into a Pension?
Overpaying on a mortgage or paying into a pension with Michelle Boakes.
LISTEN NOW -
What Does A Financial Adviser Do?
Michelle Boakes explains the role of a financial adviser.
LISTEN NOW -
-
What Happens When You Reach the End of an Interest-only Mortgage?
All about interest-only mortgage expiry with Michelle Boakes
LISTEN NOW
ESTATE PLANNING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Unlock the answers you seek- the best solutions often start with the right questions!
FAQs
-
What do I need to bring to an initial meeting?
Mortgages Three months’ payslips, three months’ bank statements, proof of ID and address, proof of deposit.
Financial planning Details of policies held (pensions, investments, insurance) latest payslips, latest bank statement. -
How can I book an initial meeting?
You email us at office@verve-financial.com, call us on 0330 320 5048 or fill in the contact form.
-
Do you take a percentage or are your fees fixed?
We offer a range of fee options, including hourly, percentage and fixed fees. Our fee is usually agreed after the initial discovery meeting and prior to any work being undertaken.
