Mortgage Outlook for 2026: What UK Buyers and Homeowners Need to Know
Feb 19, 2026
As we head into 2026, the UK mortgage market is entering a transitional phase. After years of elevated interest rates and affordability challenges, borrowers are cautiously optimistic — but structural headwinds remain.
How Changes to Mortgage LTI Rules in the UK Are Helping Borrowers in 2025-26
Feb 19, 2026
The UK mortgage market is evolving, with lenders and regulators adjusting the way Loan-to-Income (LTI) ratios are used in lending decisions.
How to Repay Your Help to Buy Loan (and How a Mortgage Broker Can Help)
Oct 28, 2025
If you bought your first home with the Help to Buy: Equity Loan scheme, you’re not alone — it’s helped thousands of first-time buyers take their first step onto the property ladder.
Take Your First Step with Verve Financial: 98% LTV & Enhanced Affordability Mortgages
Aug 05, 2025
At Verve Financial, we believe buying your first home should feel achievable — not impossible.
How I Help First-Time Buyers and Homeowners at Verve Financial
Jul 31, 2025
Hi, I’m Gary, a mortgage advisor here at Verve Financial. If you’re thinking about buying your first home, moving house, or remortgaging, you’ve probably already noticed how fast lenders’ rates can change.