Home / Mortgages / Introduction To Mortgages / High-Value Mortgages
Gary has been providing advice to clients on their mortgage needs for over 10 years. He has extensive experience in providing advice and recommendation on all types of mortgage including high net worth purchases, new build purchases, self-employed, contractor and adverse credit. Clients working with Gary can expect a straight-forward honest and highly personalised service.
When it comes to high-value mortgages, where lender conditions and rates can be more flexible, looking to high street lenders may not be the most suitable solution as they do not typically have the experience in underwriting them.
One of the challenges faced when purchasing premium property can be the restrictions imposed by many lenders with regard to the maximum loan to value available. For this reason, it is crucial you have a mortgage broker who can help you to structure your debt in the correct way and assist you in choosing a lender who specialises in mortgages valued in excess of £1m.
Things such as personal pension and stock portfolio can be used to negotiate the most suitable possible lending terms for your circumstances.
We take away the stress and uncertainty of applying directly with a lender who may not have the most suitable deal for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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ESTATE PLANNING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Do you get commission?
For mortgage and protection products only.
Do you charge VAT?
VAT is only payable on financial planning fees if no further financial investment is undertaken.
Can you advise on Final Salary/Defined Benefit transfers?
We don’t advise on Final Salary/Defined Benefit transfers. You can however search specifically through Unbiased.
Transferring out of a final salary pension is unlikely to be in the best interests of most people.
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