Family Income Benefit

Body

This cover will pay out if death occurs and provides an income per year for the term remaining on the policy. For example, for a 20-year term, where the claim occurred after five years, there would be 15 annual payments made in total.

The payments are not normally subject to income tax but may impact some state benefits.

Get in touch

When we tell you about a fee, you will always receive a clear explanation of: The total fee, the advice service it relates to, how it's been calculated, when you need to pay it and your payment options.

CALL US BOOK A MEETING EMAIL US

Warning Text

Every episode is a gateway to new knowledge and endless inspiration!

Related podcasts

Home mover mortgage

All about the home mover mortgage
LISTEN NOW
Buy-to-let mortgages

All about buy-to-let mortgages
LISTEN NOW
What does a mortgage broker do?

Gary Boakes explains the role of a mortgage broker.
LISTEN NOW

Unlock the answers you seek- the best solutions often start with the right questions!

FAQs

Curious about client experiences?

What our clients say

Louise
"Verve are genuinely passionate about your financial future, whether you're 19 or 90"
Brenda and Paul
"We feel positive about our future and feel our finances are in safe hands"
Juliette
"I really love working with Michelle, she went above and beyond to help me get my ideal mortgage"

Stay in the loop

Latest News

How to Repay Your Help to Buy Loan (and How a Mortgage Broker Can Help)

Oct 28, 2025

If you bought your first home with the Help to Buy: Equity Loan scheme, you’re not alone — it’s helped thousands of first-time buyers take ...
How I Help First-Time Buyers and Homeowners at Verve Financial

Jul 31, 2025

Hi, I’m Gary, a mortgage advisor here at Verve Financial. If you’re thinking about buying your first home, moving house, or remortgaging, you...
Take Your First Step with Verve Financial: 98% LTV & Enhanced Affordability Mortgages

Aug 05, 2025

At Verve Financial, we believe buying your first home should feel achievable — not impossible.
Remortgaging in Wiltshire: How to Save Money in 2025

Jul 16, 2025

With interest rates fluctuating and the cost of living at record highs, many Wiltshire homeowners are considering whether now is the right time t...
Salisbury & Wiltshire Property Market: 2025 Snapshot and 2026 Outlook

Jun 27, 2025

In May 2025, the average property price in Wiltshire was £334,000, up 7.0% from May 2024; this outpaced the broader South West region, which ros...
South of England Housing Market Update: What Buyers Need to Know Now

Jun 05, 2025

In southern coastal regions like Truro, Exeter, and Bournemouth, house price inflation has slowed sharply, with annual growth sitting at just 0.3...
UK Mortgage Market: New Lending Criteria in 2025 That Are Transforming Homebuying

Jun 11, 2025

As we near the end of 2025, the UK mortgage landscape is seeing game-changing reforms.
Getting a Mortgage Without Indefinite Leave to Remain (ILR): What You Need to Know

May 30, 2025

If you’re living and working in the UK without Indefinite Leave to Remain (ILR), you might think buying a home is out of reach.
What's Dominating the Mortgage Conversation in the Past Six Months?

May 13, 2025

Over a million households are facing significant mortgage payment increases
UK Interest Rates Are Falling – Should You Wait to Buy a Home?

Apr 30, 2025

At Verve Financial, we know that when interest rates shift, so do the questions.
Why Getting a Mortgage When You’re Self-Employed Isn’t as Hard as You Think

Apr 23, 2025

If you’re self-employed and thinking about buying a home, you’ve probably heard that getting a mortgage is “impossible” or “way harder ...
Getting a Mortgage as a Professional Sportsman: Tackling the Challenges Head-On

Mar 28, 2025

As a professional sportsman, you’re no stranger to hard work, discipline, and overcoming challenges.
Porting Your Mortgage: What Every Homeowner Needs to Know

Mar 21, 2025

If you’re thinking about moving to a new home, you might have heard the term “porting your mortgage.”
Getting a Mortgage in London? Don’t Pay a Broker Fee – Here’s Why

Mar 14, 2025

London is one of the most exciting cities in the world, but let’s be honest—buying a home here isn’t cheap.
Getting a Mortgage as an Influencer: Your Guide to Homeownership

Mar 14, 2025

As an influencer, you’ve built a career that’s anything but traditional.
Getting a Mortgage as a Doctor or Nurse: Your FAQs Answered

Mar 07, 2025

As a doctor or nurse, you’ve dedicated years to your profession, working long hours and often under high pressure. So when it comes to securing...
Mortgage Mysteries Unplugged: Answering the Top 10 Most Googled Questions (with a Little Help from The Verve)

Mar 08, 2025

Buying a home can feel like a Bitter Sweet Symphony—excitement mixed with financial stress. With mortgages being one of the biggest financial c...
Right to Buy in 2025: Why Now is the Perfect Time to Purchase Your Council Home

Feb 28, 2025

If you're a council tenant in England, the Right to Buy scheme offers a unique opportunity to purchase your home at a significant discount.
Mortgage Britpop Banger: A Homebuying Anthem

Feb 28, 2025

(To the tune of your favourite Britpop classic—think Oasis, Blur, or Pulp!)
Accord’s 99% mortgage: The game-changer for first-time buyers

Feb 03, 2025

Let’s be real—buying a home right now feels like trying to win the lottery. You’ve got rent draining your bank account, house prices that m...
Getting a Mortgage While in the Military: What Are Your Options?

Feb 21, 2025

Being in the military comes with unique challenges and opportunities, and one of the big decisions you might face is whether to buy a home.
How Do Mortgage Interest Rates Work? A Simple Guide to Swap Rates and More

Feb 03, 2025

When you’re looking for a mortgage, one of the first things you’ll notice is the interest rate.
Buying vs. Renting: What’s the Best Move for You?

Feb 21, 2025

If you’re in your 20s or 30s, deciding whether to rent or buy a home can feel overwhelming.
Navigating Higher Mortgage Interest Rates: How Verve Financial Can Help in Salisbury

Jan 29, 2025

The rising cost of living is a concern for many homeowners and potential buyers, and with higher mortgage interest rates on the horizon, many are...
Buying a House with Verve Financial: The Soundtrack to Your Homeownership Journey in Salisbury

Jan 29, 2025

At Verve Financial, we know that buying a home is one of the most significant financial decisions you’ll ever make. It’s a journey that’s f...
Top Questions to Ask Your Mortgage Adviser Before Applying

Jan 22, 2025

Applying for a mortgage is one of the most significant financial decisions you’ll ever make, and a mortgage adviser can be an invaluable guide ...
Joint Mortgage Guide: Tips Couples Need to Know Before Buying

Jan 22, 2025

Buying a property with your partner is an exciting milestone, but it's important to understand what a joint mortgage implies before taking this s...
5 Common Misconceptions About Financial Protection Plans

Jan 22, 2025

In today's uncertain economic climate, financial protection plans are more important than ever. However, many people make decisions about their f...

VIEW ALL NEWS

Let's turn your questions into solutions

Request a call back

form.antibot { display: none !important; } You must have JavaScript enabled to use this form.

Request a Call Back

CAN WE HELP YOU WITH SOMETHING?

Name

Phone

Email *

Message

Submit your information

From time to time, we would like to contact you about our products and services which we think you might be interested in. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you.

How should we contact you?

Telephone

Post

Offers and services agreement *

Yes please, I'd like to hear about offers and services

No thanks, I don't want to hear about offers and services

Please tick this box to confirm you have read and understood our privacy notice https://www.quilter.com/important-information/privacy-notices/appointed-representative-privacy-notice/ .

Leave this field blank

Body

Get in touch

Warning Text

Every episode is a gateway to new knowledge and endless inspiration!

Related podcasts

Home mover mortgage

Buy-to-let mortgages

What does a mortgage broker do?

Unlock the answers you seek- the best solutions often start with the right questions!

FAQs

Curious about client experiences?

What our clients say

Louise

Brenda and Paul

Juliette

Stay in the loop

Latest News

Let's turn your questions into solutions

Request a call back

Request a call back

Request a Call Back

Submit your information

WHERE WE ARE

0330 320 5048
80 Shears drive
Amesbury
Wiltshire, SP4 7YA

Email Us

Family Income Benefit

Body

Get in touch

Warning Text

Related Links

Every episode is a gateway to new knowledge and endless inspiration!

Related podcasts

Home mover mortgage

Buy-to-let mortgages

What does a mortgage broker do?

Unlock the answers you seek- the best solutions often start with the right questions!

FAQs

What happens if my consultant is away on holiday?

What do I need to bring to an initial meeting?

How can I book an initial meeting?

Curious about client experiences?

What our clients say

Louise

Brenda and Paul

Juliette

Stay in the loop

Latest News

How to Repay Your Help to Buy Loan (and How a Mortgage Broker Can Help)

Oct 28, 2025

How I Help First-Time Buyers and Homeowners at Verve Financial

Jul 31, 2025

Take Your First Step with Verve Financial: 98% LTV & Enhanced Affordability Mortgages

Aug 05, 2025

Remortgaging in Wiltshire: How to Save Money in 2025

Jul 16, 2025

Salisbury & Wiltshire Property Market: 2025 Snapshot and 2026 Outlook

Jun 27, 2025

South of England Housing Market Update: What Buyers Need to Know Now

Jun 05, 2025

UK Mortgage Market: New Lending Criteria in 2025 That Are Transforming Homebuying

Jun 11, 2025

Getting a Mortgage Without Indefinite Leave to Remain (ILR): What You Need to Know

May 30, 2025

What's Dominating the Mortgage Conversation in the Past Six Months?

May 13, 2025

UK Interest Rates Are Falling – Should You Wait to Buy a Home?

Apr 30, 2025

Why Getting a Mortgage When You’re Self-Employed Isn’t as Hard as You Think

Apr 23, 2025

Getting a Mortgage as a Professional Sportsman: Tackling the Challenges Head-On

Mar 28, 2025

Porting Your Mortgage: What Every Homeowner Needs to Know

Mar 21, 2025

Getting a Mortgage in London? Don’t Pay a Broker Fee – Here’s Why

Mar 14, 2025

Getting a Mortgage as an Influencer: Your Guide to Homeownership

Mar 14, 2025

Getting a Mortgage as a Doctor or Nurse: Your FAQs Answered

Mar 07, 2025

Mortgage Mysteries Unplugged: Answering the Top 10 Most Googled Questions (with a Little Help from The Verve)

Mar 08, 2025

Right to Buy in 2025: Why Now is the Perfect Time to Purchase Your Council Home

Feb 28, 2025

Mortgage Britpop Banger: A Homebuying Anthem

Feb 28, 2025

Accord’s 99% mortgage: The game-changer for first-time buyers

Feb 03, 2025

Getting a Mortgage While in the Military: What Are Your Options?

Feb 21, 2025

How Do Mortgage Interest Rates Work? A Simple Guide to Swap Rates and More

Feb 03, 2025

Buying vs. Renting: What’s the Best Move for You?

Feb 21, 2025

Navigating Higher Mortgage Interest Rates: How Verve Financial Can Help in Salisbury

Jan 29, 2025

Buying a House with Verve Financial: The Soundtrack to Your Homeownership Journey in Salisbury

Jan 29, 2025

Top Questions to Ask Your Mortgage Adviser Before Applying

Jan 22, 2025

Joint Mortgage Guide: Tips Couples Need to Know Before Buying

Jan 22, 2025

5 Common Misconceptions About Financial Protection Plans

Jan 22, 2025

Let's turn your questions into solutions

Request a call back

0330 320 5048
80 Shears drive
Amesbury
Wiltshire, SP4 7YA

Sign in and
Welcome back

Lost your
password?