Welcome to
Verve Financial Limited

Initial Discussion & Fee-Free Mortgage Advice

Start with a relaxed chat where we’ll get to know you and your financial goals. This is a fee-free discussion, allowing us to identify any potential challenges you might face in securing a mortgage. Our expert advisers, based in Salisbury, Wiltshire, will explain how we can assist you throughout the process.

Explore your mortgage options

We’ll dive into finding the most competitive mortgage rates tailored to your needs. By assessing various lenders and their criteria, we ensure that our recommendations align with your financial situation and preferences.

Understand our recommendations

We’ll present our findings in a clear and concise manner, outlining the right mortgage deals for you. This includes details on interest rates, any applicable fees, and the expected timeline for your application process, making it easy for you to make an informed decision.

Submit your mortgage application

Forget lengthy in-branch interviews! Once you upload your documents, we’ll meticulously check them against your initial information. If anything is amiss, we’ll guide you through correcting it before submitting your application to the lender.

Stay informed during processing

After submission, we'll keep you updated on the progress of your application. Typically, it takes about two to three weeks for lenders to review applications and issue a mortgage offer. We’ll be here to answer any questions that arise during this time.

Ensure your protection

While waiting for your mortgage offer, it's crucial to consider your protection options. Our brokers will reach out to discuss suitable protection plans for various scenarios, including: Long-term sickness and disability, Life-threatening critical illnesses, Life insurance for early death.

This ensures that you have peace of mind knowing that you’re safeguarded against unforeseen circumstances that could affect your ability to pay your mortgage.

By following these steps, you'll be well on your way to securing the right mortgage for your needs!