Blog

Read the latest news from the Verve Financial team.

The 2022/23 end of tax year guide: 7 allowances to make use of before 5 April 2023

The 2022/23 tax year ends on Wednesday 5 April. After this date, many allowances reset, and it could be your last chance to use some of them. Allowances can help your money go further by reducing…

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Something is behaving differently at this time of year

As individuals, we usually have a bias towards ‘now’. But at this time of year that bias changes in an important way and is to do with our length of focus. Our natural bias is to focus on the ‘short…

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Guide: 10 new year resolutions that could boost your financial wellbeing

At the start of a new year, it’s common to reflect on what you want to achieve over the next 12 months and to set out some goals. It’s the perfect time to think about how you could improve your financial wellbeing too. 

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Why working with a mortgage adviser and broker is so important when remortgaging

Are you currently considering remortgaging as interest rates rise? Read here to discover why working with a mortgage adviser and broker can be beneficial

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How to eliminate the stress of later-life planning

Organising your finances towards the end of your life doesn’t have to be a taxing process. Discover 3 useful tips to remove the stress of later-life planning

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5 astonishing lessons Mariah Carey, Wham! and Slade could teach you about the power of long-term investing

Did you ever think Mariah Carey could teach you about investing? Here are 5 lessons to learn about long-term investing from your favourite Christmas hits

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Guide: 12 of the best Christmas markets to enjoy in the UK and Europe in 2022

If you want some festive cheer, a Christmas market is perfect. From stalls filled with seasonal treats to entertainment like carol singers, they can really put you in the mood for the holidays. Whether you want to visit an event…

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Your autumn statement update and what it means for you

It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first…

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Should you overpay on your mortgage as interest rates rise?

In recent weeks, you’ve probably seen the news headlines that interest rates have increased sharply, raising the cost of mortgages for millions of borrowers. According to Moneyfacts, as of 26 October 2022, the average two-year fixed-rate deal…

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3 worrying reasons 2 in 3 people don’t protect their loved ones – and why they are wrong

What would happen to your loved ones and your house if something was to happen to you? Shockingly, research from insurer Direct Line has found that 63% of people in the UK do not hold a life…

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7 handy tips to help recession-proof your finances

As UK economic activity contracted at its fastest pace in nearly two years in October, it would suggest that the UK has fallen into a recession. Worryingly, the Bank of England (BoE) also believes that the UK may remain in…

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Guide: Financial wellbeing: 6 ways to help you make better financial decisions

Humans are hard-wired to make poor financial decisions. It’s just in our DNA. Financial wellbeing is a broad topic, covering all aspects of the relationship between money and our long-term happiness. It covers a wide variety of subjects, including how…

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