Military Personnel
- We offer a complimentary introduction meeting to understand your existing plans and your financial objectives so that we can offer you the right advice and service that meets your objectives and your preferences.
- Our personalised evidence-based recommendations that build on your current plans are achieved using robust research. We investigate different financial scenarios so that you can be confident in achieving your objectives.
- When we tell you about a fee, you will always receive a clear explanation of: The total fee, the advice service it relates to, how it's been calculated, when you need to pay it and your payment options.
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Michelle is an award-winning chartered financial planner who holds the designation 'Fellow of the PFS' demonstrating her commitment to maintaining the highest standards of knowledge, ethical conduct, and professional practice. Michelle is also an accredited member of the Society of Later Life advisers. Michelle offers a fully personalised service tailored to each clients individual needs and goals, using an approach that was recognised and honoured by the Women in Financial Advice awards in 2021. Clients working with Michelle can expect a high level of professionalism, integrity and a lasting relationship built on trust and open communication
Michelle Boakes
Chartered Financial Planner
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Those that work in the armed forces typically need specialised insurance for themselves and their possessions. They may be asked to declare any future deployments to the frontline and ongoing working hazards. Accessing insurance is not as straightforward for military personnel and can be time-consuming.
Types of Military Personnel Insurance
Military personnel usually require cover for:
1. Kit
Access insurance policies designed to cover your military equipment and kit. If your kit is damaged due to working or non-working related incidents, these policies will replace your damaged equipment swiftly.
2. Travel
Travel policies designed to cover personal and working travel for military men and women. Benefit from extensive travel cover in all aspects of life. We can help you find the most appropriate travel cover for you.
3. Life Insurance
Life insurance policies are usually significantly affected by working in the armed forces. However, not all military jobs put lives at risk, and many modern insurers work on a case-by-case basis, often offering comparable rates to those which other people receive.
4. Critical Illness Cover
Receive a cash lump sum if you suffer from an event that causes critical illness, such as a heart attack or cancer. Policies are usually adapted based on your military role. For example, explosives handlers may receive different conditions to pilots.
5. Income Protection
If ill-health is stopping you from working in the armed forces, either on a short-term or long-term basis, then your income can be replaced to some degree through income protection policies.
6. Personal Accident
Access insurance policies that cover you in the event of a personal accident inside or outside of work. Give your family additional peace of mind and financial security in the event you suffer from an accident due to combat, war or everyday activities.
Get in touch
When we tell you about a fee, you will always receive a clear explanation of: The total fee, the advice service it relates to, how it's been calculated, when you need to pay it and your payment options.
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FAQs
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What do I need to bring to an initial meeting?
Mortgages Three months’ payslips, three months’ bank statements, proof of ID and address, proof of deposit.
Financial planning Details of policies held (pensions, investments, insurance) latest payslips, latest bank statement. -
How long should I allow for an initial meeting?
Mortgages
60 minutes
Financial planning
90 minutes -
Do you take a percentage or are your fees fixed?
We offer a range of fee options, including hourly, percentage and fixed fees. Our fee is usually agreed after the initial discovery meeting and prior to any work being undertaken.
