How to balance paying off debts with saving for your future
The start of a new year is a great time to commit to paying off debts and starting to save for your future. But this isn’t always as straightforward as it may seem. If you have several debts, it can be difficult to decide which ones to pay off first. You might also be confused […]
Your complete guide to mortgages
At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. Our guide aims to provide you with all the information you need when searching for […]
The dos and don’ts of Christmas spending
Christmas is the season of spending time with loved ones, cuddling up in front of a festive film, and eating too many mince pies. It’s also the season of many, many presents. Christmas can come with a hefty price tag which, if you don’t plan carefully, could cause a major dent in your finances. To […]
DIY disasters that could knock thousands off your home’s asking price
Do you fancy yourself as the next ‘Handy Andy’ or Anna Ryder Richardson? Carrying out home improvements might seem like a great way of boosting your home’s value. But there’s a high chance it could cost you dearly. According to Aviva, the annual cost of DIY disasters in the UK is a huge £7 billion. […]
3 things you should know if you’re planning to become the Bank of Mum and Dad
If your children are struggling to get a foot onto the housing ladder, you might be thinking about lending a helping hand. You’re certainly not alone. According to Legal & General and Cebr, the so-called ‘Bank of Mum and Dad’ is expected to back nearly one in four (23%) housing transactions in 2020, providing a […]
5 perks of protection you didn’t know you had
When you took out protection – be it life insurance, Critical Illness Cover or Income Protection – you probably focused on the important financial safety net it provides if you die, become critically ill, or can’t work because of illness or injury. You might not realise it, but protection may benefit you in other ways […]
High LTV mortgages are being withdrawn – here’s what you need to know
Mortgages with a high loan-to-value can enable borrowers with small deposits to get a foot on the property ladder. Loan-to-value is essentially the ratio between the value of the loan you take out and the value of your home. So, if your house is worth £300,000 and you have a £60,000 deposit, your loan-to-value is […]
How to look after your health and financial wellbeing this winter
As the days get colder and shorter, it’s easy for our health to be affected. Most people are aware of the so-called ‘winter blues’ – when our mood and energy levels take a tumble. You might be less familiar with the link between health and finances. A 2017 report by the charity Money and Mental […]
4 ways to protect yourself from the unexpected
Have you ever thought about how your family would cope financially if you died or became too ill to work? Death and illness aren’t pleasant subjects, but it’s extremely important to protect yourself and your loved ones from the devastating financial hardship they can cause. Many of us are guilty of adopting the ‘it won’t […]
3 monstrous mortgage mistakes to avoid
Halloween is here – a time for ghosts, witches and embarrassing costumes. Vampires and zombies might give you the heebie-jeebies, but there’s something even more terrifying than things that go bump in the night: making a mistake with your mortgage. Seemingly small mistakes could set you back thousands of pounds and haunt you in the […]
