4 effective ways to boost your pension contributions
In recent years, many young people have found it difficult to balance saving with the rising cost of living. That can mean it’s sometimes difficult to put money aside for the long term. Your pension is one of the most important financial commitments you make in life and will have a significant impact on your […]
Budget 2021 – The winners and losers
A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s a sum that has paled into insignificance over the last 12 months as the chancellor has spent £280 billion shoring up the UK economy. As the chancellor acknowledged in his […]
Your 2021 Budget summary
On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. The World Health Organization declared Covid-19 a pandemic on 11 March 2020, the same date as the 2020 Budget. Since then, the pandemic has led to lockdowns, restrictions, and an […]
Why you should protect yourself when taking on a mortgage
Have you ever wondered what would happen if you were to suddenly lose your income? If you’re the main or only earner in your household, you may struggle to keep up with your mortgage payments. One side effect of the pandemic is that it has shone a light on how vulnerable to shocks many people […]
2 strong reasons why you shouldn’t let the pandemic affect your pension contributions
The economic crisis caused by the coronavirus and the subsequent lockdowns have had a significant effect on many people. As a result, millions of people have cut back their pension contributions as they feel a squeeze on their household finances. However, while it might be tempting to cut back on your pension contributions to have […]
What 2021 may hold for the housing market
2020 was a year of mixed fortunes for the housing market. The initial lockdown saw a stagnation and slight fall in house prices, but this was followed by a strong rebound after July. This rebound also saw the average house price in the UK break the £250,000 threshold. While the housing market is enjoying strong […]
Guide: Behavioural biases, and how they affect your financial decisions
Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a fascinating overview of how our behavioural biases can affect the decisions we make. It could help you better understand your own decisions and what you can do to reduce your biases. We […]
The 2020/21 end of the tax year guide
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money. Our guide explains seven key allowances you should […]
5 ways to save money on your life insurance
Taking out life insurance is a great way of providing your loved ones with a financial safety-net in the event of your death. But if you’re one of the many families whose wallets are squeezed, you might view life insurance as an optional expense rather than an essential one. Without life insurance, there’s a risk […]
How to teach your children about money
Teaching your children about money is an indispensable life lesson that will boost their chances of a financially secure adulthood. The thought of explaining saving and budgeting to a bored pre-schooler or grumpy teenager might fill you with dread. However, there are lots of ways of making finance interesting, no matter how old your children […]
