Why are house prices still going up?
If you’re looking to buy a new home, you’ve probably noticed that house prices have grown rapidly in recent months. According to data from the Office for National Statistics (ONS), house prices increased by 10.2% in the year to October 2021. As you may remember, in 2020, the government’s implementation of the Stamp Duty holiday […]
With the rise of digital SIPPs, here’s why you should speak to a financial planner before consolidating your pensions
When saving for retirement, one of your options is a self-invested personal pension (SIPP). These schemes typically offer a high degree of flexibility and can be very attractive, but they aren’t for everyone. In recent months, many pension providers have begun offering digital SIPPs, which can be easily managed using online portals. This is obviously […]
5 Biases Affecting Your Investment Returns
When it comes to managing money, you may not think that underlying biases play much of a role. After all, we all like to believe that we’re rational and logical people who are capable of making clear decisions. Unfortunately, no matter how objective we like to think we are, at the end of the day, […]
Guide: Building a nest egg – How to create financial security for your children and grandchildren
As a parent or grandparent, you may be thinking about ways you can build a nest egg for children or grandchildren. It’s a step that can give them financial security as they become independent. According to the Royal Mint’s 2021 Savings Report, 93% of parents say a savings account for their children is important. And […]
How working with a financial planner can help you if you’ve recently become a parent
Starting a family can be one of the most important and rewarding milestones in your life. If you’ve recently had a child, there can be no better time to sort out your finances to prepare for this exciting new chapter of your life. Of course, there can often be a lot of things to think […]
3 useful financial new year’s resolutions you should make in 2022
Each year, millions of Brits use the new year as an opportunity to make a lasting positive change to their lives. According to data from YouGov, exercising more and losing weight were some of the most popular resolutions in 2021. You might already have had some thoughts about the lifestyle changes you might want to […]
4 important ways that young people can really benefit from seeking professional financial advice
Where do you get your financial tips and advice from? If it’s from social media, you’re not alone. New research published by MoneyAge, shows that under-25s are three times more likely to take financial advice from Instagram and TikTok than from a professional. As you might imagine, this can be very risky as the quality […]
Guide: 10 ways to lead a more sustainable life
Sustainability has become a key topic for governments, businesses and communities around the world. If you want to reduce the impact your lifestyle has on the environment, it can be difficult to know where to start. Our latest guide looks at 10 changes you can make to your life to reduce your carbon footprint, limit […]
3 important ways that working with a financial planner can help when caring for a loved one
When a loved one is no longer able to manage their own affairs, it can often put you in a very difficult situation. Not only is this a deeply emotionally distressing time, but you may also have to take on greater financial responsibilities. If you’re in this situation, it can be easy to feel overwhelmed. […]
Everything you need to know about the 2021 Autumn Budget
“Employment is up, investment is growing, public services are improving, the public finances are stabilising, and wages are rising.” This is the backdrop against which Rishi Sunak presented the 2021 Autumn Budget. Promising “a stronger economy for the British people”, the chancellor outlined his taxation and spending proposals. Here’s a summary of the key points […]