Guide: The history of investing and what you can learn from the past
Investing has been around for centuries and the basics haven’t changed as much as you might think. Technology has changed how we invest, but some of the investment lessons from the past are just as relevant today as they were in the 1600s. Our latest guide looks at the foundations of modern investing, and what […]
The 2022/23 end of tax year guide: 7 allowances to make use of before 5 April 2023
The 2022/23 tax year ends on Wednesday 5 April. After this date, many allowances reset, and it could be your last chance to use some of them. Allowances can help your money go further by reducing your tax liability. Reviewing your finances before the deadline could help you identify some allowances that could be right […]
10 New Year Resolutions for Financial Health
At the start of a new year, it’s common to reflect on what you want to achieve over the next 12 months and to set out some goals. It’s the perfect time to think about how you could improve your financial wellbeing too. Around a third of Brits setting a new year resolution want to […]
Why working with a mortgage adviser and broker is so important when remortgaging
Remortgaging can be a fantastic way to obtain a better deal on your existing mortgage, or even to procure a more flexible deal that works for you. Though, mortgage markets have been uncertain lately; thousands of lenders pulled their mortgage deals following the announcement of Kwasi Kwarteng’s mini-Budget in September, and Bank of England (BoE) […]
Stress-Free Strategies for Later-Life Planning
After being released from the pressures of your working life, it’s fair to say that your years of retirement should be carefree, spent doing the things you find important. However, with recent research from Aviva showing that 3 in 5 Brits are stressed about later-life planning, organising your finances during your latter years clearly provides […]
5 Key Investing Lessons from Iconic Musicians
Perhaps one of the tell-tale signs that Christmas is right around the corner is when you start hearing Christmas hits everywhere you go. Whether you love or hate them, have you ever thought about how much money these songs must bring in each year? One such Christmas sensation is Mariah Carey’s ‘All I Want for […]
Guide: 12 of the best Christmas markets to enjoy in the UK and Europe in 2022
If you want some festive cheer, a Christmas market is perfect. From stalls filled with seasonal treats to entertainment like carol singers, they can really put you in the mood for the holidays. Whether you want to visit an event locally or combine it with a weekend away in Europe, there are hundreds of Christmas […]
Your autumn statement update and what it means for you
It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first autumn statement. Hunt’s speech came at a tricky time for the UK economy, with inflation […]
Should you overpay on your mortgage as interest rates rise?
In recent weeks, you’ve probably seen the news headlines that interest rates have increased sharply, raising the cost of mortgages for millions of borrowers. According to Moneyfacts, as of 26 October 2022, the average two-year fixed-rate deal stood at 6.50%. The average five-year fixed rate stood at 6.36%. It means that, in the space of […]
3 worrying reasons 2 in 3 people don’t protect their loved ones – and why they are wrong
What would happen to your loved ones and your house if something was to happen to you? Shockingly, research from insurer Direct Line has found that 63% of people in the UK do not hold a life insurance policy. So, that means almost two-thirds of people have no protection in place for their loved ones […]