Why working with a mortgage adviser and broker is so important when remortgaging

Are you currently considering remortgaging as interest rates rise? Read here to discover why working with a mortgage adviser and broker can be beneficial

5 useful tips if you want to secure a self-employed mortgage

In recent months, strong demand for houses has resulted in a housing boom. If you’re thinking of buying a property then one of the first steps will be to find a mortgage, which can be particularly challenging if you work for yourself. According to data from market data provider Statista, there are currently around 4.3 […]

What a 95% loan-to-value mortgage could mean for you

In recent years, rising house prices have made it difficult for many young people to get onto the property ladder. According to figures from the Office for National Statistics, published in the Guardian, one in three millennials are expected to never be able to afford their own home. To remedy this, the government are seeking […]

Why you should protect yourself when taking on a mortgage

Have you ever wondered what would happen if you were to suddenly lose your income? If you’re the main or only earner in your household, you may struggle to keep up with your mortgage payments. One side effect of the pandemic is that it has shone a light on how vulnerable to shocks many people […]

Your complete guide to mortgages

At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. Our guide aims to provide you with all the information you need when searching for […]

High LTV mortgages are being withdrawn – here’s what you need to know

Mortgages with a high loan-to-value can enable borrowers with small deposits to get a foot on the property ladder. Loan-to-value is essentially the ratio between the value of the loan you take out and the value of your home. So, if your house is worth £300,000 and you have a £60,000 deposit, your loan-to-value is […]

3 monstrous mortgage mistakes to avoid

Halloween is here – a time for ghosts, witches and embarrassing costumes. Vampires and zombies might give you the heebie-jeebies, but there’s something even more terrifying than things that go bump in the night: making a mistake with your mortgage. Seemingly small mistakes could set you back thousands of pounds and haunt you in the […]